/* ============================================================
   JINDAL SAXENA FINANCIAL SERVICES — PREMIUM CSS
   ============================================================ */

/* ---------- CSS CUSTOM PROPERTIES ---------- */
:root {
    --primary: #0F4C81;
    --primary-light: #1565a8;
    --secondary: #2563EB;
    --accent: #06B6D4;
    --success: #14B8A6;
    --warning: #F59E0B;
    --purple: #8B5CF6;
    --orange: #F97316;
    --bg: #F7FAFC;
    --bg-alt: #EFF6FF;
    --dark: #0F172A;
    --dark-mid: #1E293B;
    --dark-soft: #334155;
    --text: #374151;
    --text-light: #6B7280;
    --text-muted: #94A3B8;
    --white: #FFFFFF;
    --border: rgba(37, 99, 235, 0.12);
    --border-dark: rgba(255, 255, 255, 0.08);

    /* Glass */
    --glass-bg: rgba(255, 255, 255, 0.70);
    --glass-border: rgba(255, 255, 255, 0.90);
    --glass-shadow: 0 8px 32px rgba(15, 76, 129, 0.12);
    --glass-dark-bg: rgba(15, 23, 42, 0.65);

    /* Gradients */
    --grad-primary: linear-gradient(135deg, #0F4C81 0%, #2563EB 50%, #06B6D4 100%);
    --grad-soft: linear-gradient(135deg, rgba(15, 76, 129, 0.08) 0%, rgba(37, 99, 235, 0.06) 100%);
    --grad-glow: linear-gradient(135deg, #2563EB 0%, #06B6D4 100%);
    --grad-dark: linear-gradient(135deg, #0F172A 0%, #1E293B 100%);

    /* Spacing */
    --section-py: 50px;
    --container: 1240px;
    --radius-sm: 10px;
    --radius-md: 16px;
    --radius-lg: 24px;
    --radius-xl: 36px;
    --radius-full: 9999px;

    /* Transitions */
    --transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-fast: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: all 0.6s cubic-bezier(0.4, 0, 0.2, 1);

    /* Shadows */
    --shadow-sm: 0 2px 8px rgba(15, 76, 129, 0.08);
    --shadow-md: 0 8px 24px rgba(15, 76, 129, 0.14);
    --shadow-lg: 0 20px 60px rgba(15, 76, 129, 0.18);
    --shadow-xl: 0 32px 80px rgba(15, 76, 129, 0.22);
}

/* ---------- RESET & BASE ---------- */
*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: 'Poppins', system-ui, -apple-system, sans-serif;
    background-color: var(--bg);
    color: var(--text);
    line-height: 1.6;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

img {
    display: block;
    max-width: 100%;
    height: auto;
}

a {
    text-decoration: none;
    color: inherit;
}

ul {
    list-style: none;
}

button {
    cursor: pointer;
    border: none;
    background: none;
    font-family: inherit;
}

address {
    font-style: normal;
}

/* ---------- CONTAINER ---------- */
.container {
    width: 100%;
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 24px;
}

/* ---------- SECTION HEADER ---------- */
.section-header {
    text-align: center;
    max-width: 900px;
    margin: 0 auto 30px;
}

.section-tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.10) 0%, rgba(6, 182, 212, 0.10) 100%);
    border: 1px solid rgba(37, 99, 235, 0.20);
    color: var(--secondary);
    font-size: 0.78rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    padding: 6px 16px;
    border-radius: var(--radius-full);
    margin-bottom: 16px;
}

.section-title {
    font-size: clamp(1.8rem, 4vw, 2.25rem);
    font-weight: 800;
    color: var(--dark);
    line-height: 1.2;
    margin-bottom: 16px;
    letter-spacing: -0.02em;
}

.section-desc {
    font-size: 1.05rem;
    color: var(--text-light);
    max-width: 850px;
    margin: 0 auto;
    line-height: 1.75;
}

/* ---------- GRADIENT TEXT ---------- */
.gradient-text {
    background: var(--grad-glow);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

/* ---------- BUTTONS ---------- */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 13px 28px;
    border-radius: var(--radius-full);
    font-size: 0.95rem;
    font-weight: 600;
    font-family: 'Poppins', sans-serif;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
    white-space: nowrap;
}

.btn::before {
    content: '';
    position: absolute;
    inset: 0;
    background: rgba(255, 255, 255, 0.15);
    opacity: 0;
    transition: var(--transition-fast);
}

.btn:hover::before {
    opacity: 1;
}

.btn-primary {
    background: var(--grad-primary);
    color: var(--white);
    box-shadow: 0 4px 20px rgba(37, 99, 235, 0.40);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 32px rgba(37, 99, 235, 0.55);
}

.btn-ghost {
    background: rgba(37, 99, 235, 0.08);
    color: var(--secondary);
    border: 1.5px solid rgba(37, 99, 235, 0.20);
}

.btn-ghost:hover {
    background: rgba(37, 99, 235, 0.14);
    border-color: var(--secondary);
    transform: translateY(-2px);
}

.btn-nav {
    background: var(--grad-primary);
    color: var(--white);
    padding: 10px 22px;
    font-size: 0.88rem;
    box-shadow: 0 4px 16px rgba(37, 99, 235, 0.35);
}

.btn-nav:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(37, 99, 235, 0.50);
}

/* ---------- SCROLL REVEAL UTILITY ---------- */
[data-reveal] {
    opacity: 0;
    transform: translateY(32px);
    transition: opacity 0.65s cubic-bezier(0.4, 0, 0.2, 1), transform 0.65s cubic-bezier(0.4, 0, 0.2, 1);
}

[data-reveal="fade-left"] {
    transform: translateX(40px);
}

[data-reveal="fade-right"] {
    transform: translateX(-40px);
}

[data-reveal].revealed {
    opacity: 1;
    transform: translate(0, 0);
}

/* ============================================================
   NAVBAR
   ============================================================ */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    padding: 8px 0;
    transition: var(--transition);
    background: rgb(255 255 255 / 88%);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
}

.navbar.scrolled {
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    box-shadow: 0 2px 24px rgba(15, 76, 129, 0.10);
    padding: 7px 0;
}

.nav-container {
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 24px;
    display: flex;
    align-items: center;
    gap: 32px;
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-shrink: 0;
}

.logo-icon {
    flex-shrink: 0;
    border-radius: 8px;
    overflow: hidden;
}

.logo-icon img {
    width: 45px;
    height: 45px;
}

.logo-text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.logo-main {
    font-size: 1rem;
    font-weight: 800;
    color: var(--dark);
    letter-spacing: -0.02em;
}

.logo-sub {
    font-size: 0.68rem;
    font-weight: 500;
    color: var(--text-light);
    letter-spacing: 0.02em;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 4px;
    margin: 0 auto;
}

.mobile-menu-header {
    display: none;
}

.nav-link {
    padding: 8px 14px;
    font-size: 0.88rem;
    font-weight: 500;
    color: var(--dark-soft);
    border-radius: var(--radius-full);
    transition: var(--transition-fast);
    position: relative;
    color: #000000c7;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 2px;
    left: 50%;
    transform: translateX(-50%);
    width: 0;
    height: 2px;
    background: var(--grad-glow);
    border-radius: 2px;
    transition: var(--transition-fast);
}

.nav-link:hover {
    color: var(--secondary);
    background: rgba(37, 99, 235, 0.06);
}

.nav-link:hover::after {
    width: 60%;
}

.nav-link.active {
    color: var(--secondary);
}

.nav-link.active::after {
    width: 60%;
}

.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 6px;
    cursor: pointer;
    margin-left: auto;
}

.bar {
    display: block;
    width: 24px;
    height: 2.5px;
    background: var(--dark);
    border-radius: 2px;
    transition: var(--transition-fast);
}

.hamburger.open .bar:nth-child(1) {
    transform: translateY(7.5px) rotate(45deg);
}

.hamburger.open .bar:nth-child(2) {
    opacity: 0;
    transform: scaleX(0);
}

.hamburger.open .bar:nth-child(3) {
    transform: translateY(-7.5px) rotate(-45deg);
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero {
    position: relative;
    min-height: 100vh;
    background: var(--grad-dark);
    display: flex;
    align-items: center;
    overflow: hidden;
    padding: 120px 0 80px;
}

/* Animated blobs */
.blob {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    animation: blobFloat 8s ease-in-out infinite;
    pointer-events: none;
}

.blob-1 {
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(37, 99, 235, 0.35) 0%, transparent 70%);
    top: -200px;
    left: -100px;
    animation-delay: 0s;
}

.blob-2 {
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(6, 182, 212, 0.25) 0%, transparent 70%);
    bottom: -150px;
    right: -50px;
    animation-delay: -3s;
}

.blob-3 {
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(139, 92, 246, 0.20) 0%, transparent 70%);
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    animation-delay: -6s;
}

@keyframes blobFloat {

    0%,
    100% {
        transform: translate(0, 0) scale(1);
    }

    33% {
        transform: translate(30px, -20px) scale(1.05);
    }

    66% {
        transform: translate(-20px, 30px) scale(0.95);
    }
}

/* Particles */
.particles {
    position: absolute;
    inset: 0;
    pointer-events: none;
}

.particle {
    position: absolute;
    border-radius: 50%;
    animation: particleFloat linear infinite;
    opacity: 0;
}

.p1 {
    width: 4px;
    height: 4px;
    background: var(--accent);
    top: 15%;
    left: 20%;
    animation-duration: 6s;
    animation-delay: 0s;
}

.p2 {
    width: 6px;
    height: 6px;
    background: var(--secondary);
    top: 70%;
    left: 10%;
    animation-duration: 8s;
    animation-delay: -2s;
}

.p3 {
    width: 3px;
    height: 3px;
    background: var(--success);
    top: 30%;
    right: 30%;
    animation-duration: 7s;
    animation-delay: -4s;
}

.p4 {
    width: 5px;
    height: 5px;
    background: #fff;
    top: 80%;
    right: 20%;
    animation-duration: 9s;
    animation-delay: -1s;
}

.p5 {
    width: 4px;
    height: 4px;
    background: var(--accent);
    top: 50%;
    left: 5%;
    animation-duration: 5s;
    animation-delay: -3s;
}

.p6 {
    width: 6px;
    height: 6px;
    background: var(--warning);
    top: 20%;
    right: 10%;
    animation-duration: 10s;
    animation-delay: -5s;
}

@keyframes particleFloat {
    0% {
        transform: translateY(0) rotate(0deg);
        opacity: 0;
    }

    10% {
        opacity: 0.7;
    }

    90% {
        opacity: 0.5;
    }

    100% {
        transform: translateY(-100px) rotate(360deg);
        opacity: 0;
    }
}

.hero-container {
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 24px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 2;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.15);
    color: var(--accent);
    font-size: 0.78rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    padding: 7px 16px;
    border-radius: var(--radius-full);
    margin-bottom: 24px;
    backdrop-filter: blur(8px);
}

.hero-title {
    font-size: clamp(2.2rem, 4vw, 3.3rem);
    font-weight: 900;
    color: var(--white);
    line-height: 1.12;
    letter-spacing: -0.03em;
    margin-bottom: 22px;
}

.hero-title .gradient-text {
    display: block;
}

.hero-desc {
    font-size: 1.1rem;
    color: rgba(255, 255, 255, 0.70);
    line-height: 1.75;
    max-width: 500px;
    margin-bottom: 36px;
}

.hero-actions {
    display: flex;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 40px;
}

.btn-primary {
    /* already defined above */
}

.btn-ghost {
    color: rgba(255, 255, 255, 0.85);
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(255, 255, 255, 0.20);
}

.btn-ghost:hover {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.40);
    color: var(--white);
}

.trust-badges {
    display: flex;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
}

.badge-item {
    display: flex;
    align-items: center;
    gap: 6px;
    color: rgba(255, 255, 255, 0.75);
    font-size: 0.85rem;
    font-weight: 500;
}

.badge-item svg {
    color: var(--accent);
    flex-shrink: 0;
}

.badge-divider {
    width: 1px;
    height: 20px;
    background: rgba(255, 255, 255, 0.20);
}

/* Hero Visual */
.hero-visual {
    position: relative;
    display: flex;
    justify-content: center;
}

.hero-image-wrapper {
    position: relative;
    width: 100%;
    max-width: 520px;
}

.hero-img {
    width: 100%;
    height: 580px;
    object-fit: cover;
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-xl);
    display: block;
}

/* Floating glass cards */
.float-card {
    position: absolute;
    background: rgb(23 60 141 / 40%);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.25);
    border-radius: var(--radius-lg);
    padding: 14px 18px;
    display: flex;
    align-items: center;
    gap: 12px;
    animation: cardFloat 4s ease-in-out infinite;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.25);
}

.float-card-1 {
    top: 60px;
    left: -40px;
    animation-delay: 0s;
}

.float-card-2 {
    bottom: 120px;
    left: -30px;
    animation-delay: -1.5s;
}

.float-card-3 {
    top: 200px;
    right: -30px;
    animation-delay: -3s;
}

@keyframes cardFloat {

    0%,
    100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-10px);
    }
}

.float-card-icon {
    width: 40px;
    height: 40px;
    background: var(--secondary);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    flex-shrink: 0;
}

.float-card-icon-cyan {
    background: var(--accent);
}

.float-card-icon-teal {
    background: var(--success);
}

.float-card-info {
    display: flex;
    flex-direction: column;
}

.float-card-title {
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--white);
    white-space: nowrap;
}

.float-card-sub {
    font-size: 0.72rem;
    color: rgba(255, 255, 255, 0.65);
    white-space: nowrap;
}

/* Scroll hint */
.hero-scroll-hint {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    color: rgba(255, 255, 255, 0.40);
    font-size: 0.72rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    display: none;
}

.scroll-line {
    width: 1.5px;
    height: 40px;
    background: linear-gradient(to bottom, rgba(255, 255, 255, 0.6), transparent);
    animation: scrollPulse 2s ease-in-out infinite;
}

@keyframes scrollPulse {

    0%,
    100% {
        opacity: 0.4;
        transform: scaleY(1);
    }

    50% {
        opacity: 1;
        transform: scaleY(1.1);
    }
}

/* ============================================================
   STATS SECTION
   ============================================================ */
.stats-section {
    background: var(--white);
    padding: 20px 0;
    position: relative;
    z-index: 3;
}

.stats-wrapper {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 50%, var(--accent) 100%);
    border-radius: var(--radius-xl);
    padding: 52px 40px;
    box-shadow: var(--shadow-xl);
    overflow: hidden;
    position: relative;
}

.stats-wrapper::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Ccircle cx='30' cy='30' r='4'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.stat-item {
    flex: 1;
    text-align: center;
    position: relative;
    z-index: 1;
    padding: 0 24px;
}

.stat-number {
    font-size: clamp(1.6rem, 3vw, 3.5rem);
    font-weight: 900;
    color: var(--white);
    line-height: 1;
    display: inline;
    letter-spacing: -0.03em;
}

.stat-symbol {
    font-size: clamp(1.5rem, 3vw, 2rem);
    font-weight: 700;
    color: rgba(255, 255, 255, 0.75);
    display: inline;
    vertical-align: super;
    font-size: 1.6rem;
}

.stat-label {
    margin-top: 8px;
    font-size: 0.88rem;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.75);
    letter-spacing: 0.02em;
}

.stat-divider {
    width: 1px;
    height: 60px;
    background: rgba(255, 255, 255, 0.20);
    flex-shrink: 0;
}

/* ============================================================
   WHY CHOOSE US — BENTO GRID
   ============================================================ */
.why-us {
    padding: var(--section-py) 0;
    background: var(--bg);
    position: relative;
}

.bento-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    grid-template-rows: auto;
    gap: 20px;
}

.bento-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 32px 30px;
    position: relative;
    overflow: hidden;
    transition: var(--transition);
    cursor: default;
}

.bento-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--grad-primary);
    opacity: 0;
    transition: var(--transition-fast);
}

.bento-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(37, 99, 235, 0.20);
}

.bento-card:hover::before {
    opacity: 1;
}

.bento-large {
    grid-column: span 2;
}

.bento-large-h {
    grid-row: span 2;
}

.bento-icon {
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.12), rgba(15, 76, 129, 0.08));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--secondary);
    margin-bottom: 20px;
    transition: var(--transition);
}

.bento-card:hover .bento-icon {
    transform: scale(1.1) rotate(-3deg);
}

.bento-icon-cyan {
    background: linear-gradient(135deg, rgba(6, 182, 212, 0.12), rgba(6, 182, 212, 0.06));
    color: var(--accent);
}

.bento-icon-teal {
    background: linear-gradient(135deg, rgba(20, 184, 166, 0.12), rgba(20, 184, 166, 0.06));
    color: var(--success);
}

.bento-icon-orange {
    background: linear-gradient(135deg, rgba(249, 115, 22, 0.12), rgba(249, 115, 22, 0.06));
    color: var(--orange);
}

.bento-icon-purple {
    background: linear-gradient(135deg, rgba(139, 92, 246, 0.12), rgba(139, 92, 246, 0.06));
    color: var(--purple);
}

.bento-title {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 10px;
    line-height: 1.3;
}

.bento-desc {
    font-size: 0.92rem;
    color: var(--text-light);
    line-height: 1.7;
}

.bento-badge {
    display: inline-block;
    margin-top: 16px;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.10), rgba(6, 182, 212, 0.10));
    border: 1px solid rgba(37, 99, 235, 0.15);
    color: var(--secondary);
    font-size: 0.78rem;
    font-weight: 600;
    padding: 4px 12px;
    border-radius: var(--radius-full);
}

.bento-deco {
    position: absolute;
    bottom: -40px;
    right: -40px;
    width: 150px;
    height: 150px;
    background: radial-gradient(circle, rgba(37, 99, 235, 0.08) 0%, transparent 70%);
    border-radius: 50%;
}

.support-badges {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    margin-top: 16px;
}

.support-badge {
    background: rgba(37, 99, 235, 0.08);
    border: 1px solid rgba(37, 99, 235, 0.15);
    color: var(--secondary);
    font-size: 0.75rem;
    font-weight: 600;
    padding: 4px 10px;
    border-radius: var(--radius-full);
}

/* ============================================================
   LOAN BENEFITS
   ============================================================ */
.benefits {
    padding: var(--section-py) 0;
    background: var(--bg-alt);
    overflow: clip;
    /* clip allows position: sticky to work while still clipping overflow */
}

.benefits-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: flex-start;
    /* changed from center to flex-start for sticky to work correctly */
}

.benefits-image-col {
    position: sticky;
    top: 120px;
}

.benefits-image-frame {
    position: relative;
}

.benefits-img {
    width: 100%;
    height: 540px;
    object-fit: cover;
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-xl);
}

.benefits-float-stat {
    position: absolute;
    bottom: -24px;
    right: -24px;
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 20px 24px;
    display: flex;
    align-items: center;
    gap: 16px;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--border);
}

.stat-ring {
    position: relative;
    width: 70px;
    height: 70px;
    flex-shrink: 0;
}

.stat-ring svg {
    transform: rotate(0deg);
}

.stat-ring-text {
    position: absolute;
    inset: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    font-weight: 800;
    color: var(--dark);
}

.stat-ring-label {
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--text-light);
    line-height: 1.4;
}

/* Benefits list */
.benefits-list {
    display: flex;
    flex-direction: column;
    gap: 22px;
    margin-top: 32px;
}

.benefit-item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
    padding: 20px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    transition: var(--transition);
}

.benefit-item:hover {
    transform: translateX(8px);
    box-shadow: var(--shadow-md);
    border-color: rgba(37, 99, 235, 0.25);
}

.benefit-check {
    width: 32px;
    height: 32px;
    background: var(--grad-primary);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    flex-shrink: 0;
    margin-top: 2px;
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.30);
}

.benefit-text strong {
    display: block;
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 4px;
}

.benefit-text p {
    font-size: 0.88rem;
    color: var(--text-light);
    line-height: 1.6;
    margin: 0;
}

/* ============================================================
   ELIGIBILITY
   ============================================================ */
.eligibility {
    padding: var(--section-py) 0;
    background: var(--dark);
    position: relative;
    overflow: hidden;
}

.blob-elig-1 {
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(37, 99, 235, 0.20) 0%, transparent 70%);
    top: -100px;
    right: -100px;
    animation-delay: 0s;
}

.blob-elig-2 {
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(6, 182, 212, 0.15) 0%, transparent 70%);
    bottom: -80px;
    left: -80px;
    animation-delay: -4s;
}

.eligibility .section-tag {
    background: rgba(37, 99, 235, 0.15);
    border-color: rgba(37, 99, 235, 0.30);
    color: var(--accent);
}

.eligibility .section-title {
    color: var(--white);
}

.eligibility .section-desc {
    color: rgba(255, 255, 255, 0.60);
}

.eligibility-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    position: relative;
    z-index: 2;
}

.elig-card {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.10);
    border-radius: var(--radius-lg);
    padding: 36px 28px;
    position: relative;
    overflow: hidden;
    transition: var(--transition);
    backdrop-filter: blur(10px);
}

.elig-card:hover {
    background: rgba(255, 255, 255, 0.09);
    border-color: rgba(37, 99, 235, 0.40);
    transform: translateY(-8px);
    box-shadow: 0 20px 60px rgba(37, 99, 235, 0.20);
}

.elig-number {
    position: absolute;
    top: 24px;
    right: 24px;
    font-size: 2.5rem;
    font-weight: 900;
    color: rgba(255, 255, 255, 0.05);
    line-height: 1;
    pointer-events: none;
    letter-spacing: -0.05em;
}

.elig-icon {
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.25), rgba(15, 76, 129, 0.15));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--secondary);
    margin-bottom: 20px;
    border: 1px solid rgba(37, 99, 235, 0.25);
    transition: var(--transition);
}

.elig-card:hover .elig-icon {
    transform: scale(1.1) rotate(-3deg);
}

.elig-icon-cyan {
    background: linear-gradient(135deg, rgba(6, 182, 212, 0.20), rgba(6, 182, 212, 0.10));
    color: var(--accent);
    border-color: rgba(6, 182, 212, 0.25);
}

.elig-icon-teal {
    background: linear-gradient(135deg, rgba(20, 184, 166, 0.20), rgba(20, 184, 166, 0.10));
    color: var(--success);
    border-color: rgba(20, 184, 166, 0.25);
}

.elig-icon-orange {
    background: linear-gradient(135deg, rgba(249, 115, 22, 0.20), rgba(249, 115, 22, 0.10));
    color: var(--orange);
    border-color: rgba(249, 115, 22, 0.25);
}

.elig-icon-purple {
    background: linear-gradient(135deg, rgba(139, 92, 246, 0.20), rgba(139, 92, 246, 0.10));
    color: var(--purple);
    border-color: rgba(139, 92, 246, 0.25);
}

.elig-title {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 10px;
}

.elig-desc {
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.60);
    line-height: 1.7;
}

.elig-desc strong {
    color: rgba(255, 255, 255, 0.90);
}

/* ============================================================
   APPLICATION PROCESS TIMELINE
   ============================================================ */
.process {
    padding: var(--section-py) 0;
    background: var(--bg);
    position: relative;
    overflow: hidden;
}

.process-timeline {
    position: relative;
    max-width: 840px;
    margin: 0 auto;
    padding: 20px 0;
}

/* Vertical line */
.timeline-line,
.timeline-line-fill {
    position: absolute;
    left: 50%;
    top: 0;
    bottom: 0;
    width: 2px;
    transform: translateX(-50%);
}

.timeline-line {
    background: rgba(37, 99, 235, 0.12);
    border-radius: 2px;
}

.timeline-line-fill {
    background: var(--grad-primary);
    height: 0%;
    transition: height 0.8s ease;
    border-radius: 2px;
    z-index: 0;
}

.process-step {
    display: flex;
    align-items: center;
    gap: 0;
    margin-bottom: 40px;
    position: relative;
}

.process-step:last-child {
    margin-bottom: 0;
}

.step-connector {
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
    z-index: 2;
}

.step-dot {
    width: 52px;
    height: 52px;
    background: var(--grad-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 24px rgba(37, 99, 235, 0.45);
    border: 3px solid var(--white);
    transition: var(--transition);
}

.step-dot:hover {
    transform: scale(1.15);
}

.step-dot-final {
    background: linear-gradient(135deg, var(--warning), #f97316);
    box-shadow: 0 4px 24px rgba(245, 158, 11, 0.45);
}

.step-num {
    font-size: 1rem;
    font-weight: 800;
    color: var(--white);
    line-height: 1;
}

.step-card {
    width: calc(50% - 50px);
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 28px 28px;
    transition: var(--transition);
    position: relative;
}

.step-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(37, 99, 235, 0.20);
}

.step-card-right {
    margin-left: auto;
    margin-right: 0;
}

.step-card-left {
    margin-left: 0;
    margin-right: auto;
}

/* Arrow decorations */
.step-card-right::before {
    content: '';
    position: absolute;
    left: -9px;
    top: 50%;
    transform: translateY(-50%);
    width: 0;
    height: 0;
    border-top: 9px solid transparent;
    border-bottom: 9px solid transparent;
    border-right: 9px solid var(--border);
}

.step-card-right::after {
    content: '';
    position: absolute;
    left: -7px;
    top: 50%;
    transform: translateY(-50%);
    width: 0;
    height: 0;
    border-top: 7px solid transparent;
    border-bottom: 7px solid transparent;
    border-right: 7px solid var(--white);
}

.step-card-left::before {
    content: '';
    position: absolute;
    right: -9px;
    top: 50%;
    transform: translateY(-50%);
    width: 0;
    height: 0;
    border-top: 9px solid transparent;
    border-bottom: 9px solid transparent;
    border-left: 9px solid var(--border);
}

.step-card-left::after {
    content: '';
    position: absolute;
    right: -7px;
    top: 50%;
    transform: translateY(-50%);
    width: 0;
    height: 0;
    border-top: 7px solid transparent;
    border-bottom: 7px solid transparent;
    border-left: 7px solid var(--white);
}

.step-icon {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.12), rgba(15, 76, 129, 0.08));
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--secondary);
    margin-bottom: 14px;
}

.step-icon-cyan {
    background: linear-gradient(135deg, rgba(6, 182, 212, 0.12), rgba(6, 182, 212, 0.06));
    color: var(--accent);
}

.step-icon-teal {
    background: linear-gradient(135deg, rgba(20, 184, 166, 0.12), rgba(20, 184, 166, 0.06));
    color: var(--success);
}

.step-icon-gold {
    background: linear-gradient(135deg, rgba(245, 158, 11, 0.12), rgba(245, 158, 11, 0.06));
    color: var(--warning);
}

.step-title {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 8px;
}

.step-desc {
    font-size: 0.88rem;
    color: var(--text-light);
    line-height: 1.7;
    margin-bottom: 12px;
}

.step-time {
    display: inline-block;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.08), rgba(6, 182, 212, 0.08));
    border: 1px solid rgba(37, 99, 235, 0.15);
    color: var(--secondary);
    font-size: 0.78rem;
    font-weight: 600;
    padding: 4px 12px;
    border-radius: var(--radius-full);
}

/* ============================================================
   WHY TRUST US
   ============================================================ */
.trust {
    padding: var(--section-py) 0;
    background: var(--bg-alt);
    overflow: hidden;
}

.trust-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.trust-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-top: 32px;
}

.trust-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    padding: 24px 22px;
    transition: var(--transition);
}

.trust-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    border-color: rgba(37, 99, 235, 0.20);
}

.trust-card-icon {
    width: 44px;
    height: 44px;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.10), rgba(15, 76, 129, 0.06));
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--secondary);
    margin-bottom: 14px;
    transition: var(--transition);
}

.trust-card:hover .trust-card-icon {
    transform: scale(1.1) rotate(-3deg);
}

.trust-card-icon-cyan {
    background: linear-gradient(135deg, rgba(6, 182, 212, 0.10), rgba(6, 182, 212, 0.05));
    color: var(--accent);
}

.trust-card-icon-teal {
    background: linear-gradient(135deg, rgba(20, 184, 166, 0.10), rgba(20, 184, 166, 0.05));
    color: var(--success);
}

.trust-card-icon-orange {
    background: linear-gradient(135deg, rgba(249, 115, 22, 0.10), rgba(249, 115, 22, 0.05));
    color: var(--orange);
}

.trust-card h4 {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 6px;
}

.trust-card p {
    font-size: 0.84rem;
    color: var(--text-light);
    line-height: 1.6;
    margin: 0;
}

.trust-image-col {
    position: relative;
}

.trust-image-frame {
    position: relative;
}

.trust-img {
    width: 100%;
    height: 520px;
    object-fit: cover;
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-xl);
}

.trust-float-badge {
    position: absolute;
    bottom: -20px;
    left: -20px;
    background: var(--grad-primary);
    color: var(--white);
    border-radius: var(--radius-lg);
    padding: 16px 22px;
    display: flex;
    align-items: center;
    gap: 12px;
    box-shadow: var(--shadow-lg);
}

.float-badge-main {
    display: block;
    font-size: 1.1rem;
    font-weight: 800;
    line-height: 1;
}

.float-badge-sub {
    display: block;
    font-size: 0.72rem;
    opacity: 0.80;
    margin-top: 3px;
}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials {
    padding: var(--section-py) 0;
    background: var(--dark);
    position: relative;
    overflow: hidden;
}

.blob-test-1 {
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(37, 99, 235, 0.15) 0%, transparent 70%);
    top: -100px;
    left: 50%;
    transform: translateX(-50%);
    animation-delay: 0s;
}

.testimonials .section-tag {
    background: rgba(37, 99, 235, 0.15);
    border-color: rgba(37, 99, 235, 0.30);
    color: var(--accent);
}

.testimonials .section-title {
    color: var(--white);
}

.testimonials .section-desc {
    color: rgba(255, 255, 255, 0.55);
}

.testimonials-slider-wrapper {
    overflow: hidden;
    position: relative;
}

.testimonials-track {
    display: flex;
    gap: 24px;
    transition: transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
    width: max-content;
}

.testimonial-card {
    width: 360px;
    flex-shrink: 0;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.10);
    border-radius: var(--radius-xl);
    padding: 36px 32px;
    backdrop-filter: blur(12px);
    transition: var(--transition);
    position: relative;
}

.testimonial-card:hover {
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(37, 99, 235, 0.40);
    transform: translateY(-8px);
    box-shadow: 0 24px 60px rgba(37, 99, 235, 0.20);
}

.testimonial-quote {
    color: rgba(37, 99, 235, 0.50);
    margin-bottom: 20px;
}

.testimonial-text {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.75);
    line-height: 1.75;
    margin-bottom: 20px;
    font-style: italic;
}

.testimonial-rating {
    margin-bottom: 24px;
    font-size: 1.1rem;
    color: var(--warning);
    letter-spacing: 2px;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 14px;
    border-top: 1px solid rgba(255, 255, 255, 0.10);
    padding-top: 20px;
}

.author-avatar {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    object-fit: cover;
    border: 2px solid rgba(37, 99, 235, 0.50);
    flex-shrink: 0;
}

.author-name {
    display: block;
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 3px;
}

.author-role {
    font-size: 0.80rem;
    color: rgba(255, 255, 255, 0.50);
}

/* Slider controls */
.slider-controls {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
    margin-top: 40px;
}

.slider-btn {
    width: 48px;
    height: 48px;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    transition: var(--transition-fast);
    cursor: pointer;
}

.slider-btn:hover {
    background: var(--secondary);
    border-color: var(--secondary);
    transform: scale(1.1);
}

.slider-dots {
    display: flex;
    gap: 8px;
}

.slider-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.25);
    cursor: pointer;
    transition: var(--transition-fast);
    border: none;
    padding: 0;
}

.slider-dot.active {
    background: var(--accent);
    transform: scale(1.3);
    width: 24px;
    border-radius: 4px;
}

/* ============================================================
   FAQ
   ============================================================ */
.faq {
    padding: var(--section-py) 0;
    background: var(--bg);
}

.faq-wrapper {
    display: grid;
    grid-template-columns: 1fr 360px;
    gap: 60px;
    align-items: flex-start;
}

.faq-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.faq-item {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    overflow: hidden;
    transition: var(--transition);
}

.faq-item:hover {
    border-color: rgba(37, 99, 235, 0.20);
    box-shadow: var(--shadow-sm);
}

.faq-item.open {
    border-color: rgba(37, 99, 235, 0.30);
    box-shadow: var(--shadow-md);
}

.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 20px 24px;
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--dark);
    text-align: left;
    cursor: pointer;
    background: none;
    transition: var(--transition-fast);
}

.faq-question:hover {
    color: var(--secondary);
}

.faq-item.open .faq-question {
    color: var(--secondary);
}

.faq-icon {
    width: 32px;
    height: 32px;
    background: rgba(37, 99, 235, 0.08);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--secondary);
    flex-shrink: 0;
    transition: var(--transition-fast);
}

.faq-item.open .faq-icon {
    background: var(--secondary);
    color: var(--white);
    transform: rotate(45deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.45s cubic-bezier(0.4, 0, 0.2, 1), padding 0.3s ease;
}

.faq-answer.open {
    max-height: 300px;
}

.faq-answer p {
    padding: 0 24px 20px;
    font-size: 0.90rem;
    color: var(--text-light);
    line-height: 1.8;
    border-top: 1px solid var(--border);
    margin: 0;
    padding-top: 16px;
}

/* FAQ aside */
.faq-cta-aside {
    position: sticky;
    top: 120px;
}

.faq-aside-card {
    background: var(--dark);
    border-radius: var(--radius-xl);
    padding: 36px 30px;
    text-align: center;
    overflow: hidden;
}

.faq-aside-card::before {
    content: '';
    position: absolute;
    top: -60px;
    right: -60px;
    width: 200px;
    height: 200px;
    background: radial-gradient(circle, rgba(37, 99, 235, 0.25) 0%, transparent 70%);
    pointer-events: none;
}

.faq-aside-icon {
    width: 64px;
    height: 64px;
    background: var(--grad-primary);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    margin: 0 auto 20px;
    box-shadow: 0 8px 24px rgba(37, 99, 235, 0.40);
}

.faq-aside-card h3 {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 10px;
}

.faq-aside-card p {
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.55);
    line-height: 1.7;
    margin: 0;
}

/* ============================================================
   FINAL CTA
   ============================================================ */
.final-cta {
    padding: var(--section-py) 0;
    background: var(--dark);
    position: relative;
    overflow: hidden;
}

.blob-cta-1 {
    width: 700px;
    height: 700px;
    background: radial-gradient(circle, rgba(37, 99, 235, 0.25) 0%, transparent 70%);
    top: -200px;
    left: -200px;
    animation-delay: 0s;
}

.blob-cta-2 {
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(6, 182, 212, 0.20) 0%, transparent 70%);
    bottom: -100px;
    right: -100px;
    animation-delay: -3s;
}

.cta-glass-card {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.10);
    border-radius: var(--radius-xl);
    padding: 80px 60px;
    text-align: center;
    position: relative;
    z-index: 2;
    backdrop-filter: blur(20px);
    overflow: hidden;
}

.cta-glass-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.06) 0%, rgba(6, 182, 212, 0.04) 100%);
    pointer-events: none;
}

.cta-tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: var(--accent);
    font-size: 0.80rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 20px;
    background: rgba(6, 182, 212, 0.10);
    border: 1px solid rgba(6, 182, 212, 0.25);
    padding: 6px 16px;
    border-radius: var(--radius-full);
}

.cta-title {
    font-size: clamp(2rem, 5vw, 3.2rem);
    font-weight: 900;
    color: var(--white);
    line-height: 1.15;
    letter-spacing: -0.03em;
    margin-bottom: 20px;
}

.cta-desc {
    font-size: 1.05rem;
    color: rgba(255, 255, 255, 0.60);
    max-width: 560px;
    margin: 0 auto 40px;
    line-height: 1.75;
}

.cta-actions {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 40px;
}

.btn-cta-primary {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 16px 36px;
    background: var(--grad-primary);
    color: var(--white);
    font-size: 1rem;
    font-weight: 700;
    border-radius: var(--radius-full);
    box-shadow: 0 8px 32px rgba(37, 99, 235, 0.50);
    transition: var(--transition);
    font-family: 'Poppins', sans-serif;
    position: relative;
    overflow: hidden;
}

.btn-cta-primary::after {
    content: '';
    position: absolute;
    inset: 0;
    background: rgba(255, 255, 255, 0);
    transition: var(--transition-fast);
}

.btn-cta-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 16px 48px rgba(37, 99, 235, 0.60);
}

.btn-cta-primary:hover::after {
    background: rgba(255, 255, 255, 0.10);
}

.btn-cta-outline {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 16px 36px;
    background: transparent;
    color: rgba(255, 255, 255, 0.80);
    font-size: 1rem;
    font-weight: 600;
    border-radius: var(--radius-full);
    border: 1.5px solid rgba(255, 255, 255, 0.20);
    transition: var(--transition);
    font-family: 'Poppins', sans-serif;
}

.btn-cta-outline:hover {
    border-color: rgba(255, 255, 255, 0.50);
    background: rgba(255, 255, 255, 0.06);
    transform: translateY(-3px);
}

.cta-trust-row {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 28px;
    flex-wrap: wrap;
}

.cta-trust-item {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 0.84rem;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.55);
}

.cta-trust-item svg {
    color: var(--accent);
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
    background: #080e1a;
    padding: 80px 0 0;
    position: relative;
    overflow: hidden;

}

.footer-glow {
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 800px;
    height: 2px;
    background: var(--grad-primary);
    filter: blur(1px);
    opacity: 0.6;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 48px;
    padding-bottom: 60px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.footer-brand {}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 20px;
}

.footer-logo .logo-main {
    color: var(--white);
}

.footer-logo .logo-sub {
    color: rgba(255, 255, 255, 0.45);
}

.footer-brand-desc {
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.45);
    line-height: 1.8;
    margin-bottom: 24px;
    max-width: 320px;
}

.footer-social {
    display: flex;
    gap: 10px;
}

.social-link {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.10);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255, 255, 255, 0.50);
    transition: var(--transition-fast);
}

.social-link:hover {
    background: var(--secondary);
    border-color: var(--secondary);
    color: var(--white);
    transform: translateY(-3px);
}

.footer-col-title {
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--white);
    letter-spacing: 0.06em;
    text-transform: uppercase;
    margin-bottom: 20px;
}

.footer-links {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-link {
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.45);
    transition: var(--transition-fast);
    display: flex;
    align-items: center;
    gap: 6px;
}

.footer-link:hover {
    color: var(--accent);
    transform: translateX(4px);
}

.footer-contact {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.footer-contact li {
    display: flex;
    gap: 12px;
    align-items: flex-start;
}

.footer-contact-icon {
    width: 32px;
    height: 32px;
    background: rgba(37, 99, 235, 0.12);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent);
    flex-shrink: 0;
}

.footer-contact address,
.footer-contact a,
.footer-contact span {
    font-size: 0.86rem;
    color: rgba(255, 255, 255, 0.50);
    line-height: 1.6;
    transition: var(--transition-fast);
}

.footer-contact a:hover {
    color: var(--accent);
}

.footer-bottom {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
    padding: 24px 0;
    flex-wrap: wrap;
}

.footer-copyright {
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.30);
}

.footer-bottom-links {
    display: flex;
    gap: 20px;
}

.footer-bottom-link {
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.30);
    transition: var(--transition-fast);
}

.footer-bottom-link:hover {
    color: var(--accent);
}

/* ============================================================
   BACK TO TOP
   ============================================================ */
.back-to-top {
    position: fixed;
    bottom: 32px;
    right: 32px;
    z-index: 999;
    width: 48px;
    height: 48px;
    background: var(--grad-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 8px 24px rgba(37, 99, 235, 0.45);
    opacity: 0;
    pointer-events: none;
    transform: translateY(20px);
    transition: var(--transition);
}

.back-to-top.visible {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
}

.back-to-top:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(37, 99, 235, 0.60);
}

/* ============================================================
   PRIVACY PAGE
   ============================================================ */
.privacy-page {
    padding: 120px 0 80px;
    background: linear-gradient(180deg, #f8fbff 0%, var(--bg) 100%);
    position: relative;
    overflow: hidden;
}

.privacy-page::before,
.privacy-page::after {
    content: '';
    position: absolute;
    border-radius: 50%;
    filter: blur(90px);
    pointer-events: none;
    opacity: 0.5;
}

.privacy-page::before {
    width: 320px;
    height: 320px;
    background: rgba(37, 99, 235, 0.12);
    top: 80px;
    right: -60px;
}

.privacy-page::after {
    width: 260px;
    height: 260px;
    background: rgba(6, 182, 212, 0.12);
    bottom: 80px;
    left: -80px;
}

.privacy-hero {
    padding-bottom: 24px;
}

.privacy-hero-inner {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 32px;
    align-items: center;
}

.privacy-hero-content h1 {
    font-size: clamp(2rem, 3.4vw, 3rem);
    font-weight: 800;
    color: var(--dark);
    line-height: 1.15;
    letter-spacing: -0.03em;
    margin-bottom: 16px;
}

.privacy-hero-content p {
    font-size: 1rem;
    color: var(--text-light);
    line-height: 1.75;
    max-width: 680px;
    margin-bottom: 28px;
}

.privacy-hero-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

.privacy-hero-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-xl);
    padding: 28px;
    box-shadow: var(--shadow-md);
}

.privacy-highlight {
    padding: 14px 0;
    border-bottom: 1px solid rgba(37, 99, 235, 0.10);
}

.privacy-highlight:last-child {
    border-bottom: 0;
    padding-bottom: 0;
}

.privacy-highlight-label {
    display: block;
    font-size: 0.76rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--secondary);
    margin-bottom: 4px;
}

.privacy-highlight strong {
    font-size: 0.96rem;
    color: var(--dark);
}

.privacy-content {
    padding-top: 12px;
}

.privacy-card {
    background: rgba(255, 255, 255, 0.95);
    border: 1px solid var(--border);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-lg);
    padding: 40px 36px;
    backdrop-filter: blur(12px);
}

.privacy-intro {
    font-size: 1rem;
    line-height: 1.8;
    color: var(--text-light);
    margin-bottom: 28px;
}

.privacy-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
}

.privacy-block {
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.04) 0%, rgba(6, 182, 212, 0.04) 100%);
    border: 1px solid rgba(37, 99, 235, 0.12);
    border-radius: var(--radius-lg);
    padding: 22px 20px;
}

.privacy-block h2 {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 12px;
}

.privacy-block ul {
    list-style: disc;
    padding-left: 18px;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.privacy-block li {
    color: var(--text-light);
    font-size: 0.92rem;
    line-height: 1.7;
}

.privacy-note {
    margin-top: 24px;
    padding: 22px 24px;
    border-radius: var(--radius-lg);
    background: var(--dark);
    color: var(--white);
}

.privacy-note h3 {
    font-size: 1rem;
    margin-bottom: 8px;
}

.privacy-note p {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.74);
    line-height: 1.75;
}

/* ============================================================
   RESPONSIVE — PRIVACY PAGE
   ============================================================ */
@media (max-width: 1024px) {
    .privacy-page {
        padding: 110px 0 60px;
    }

    .privacy-hero-inner {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .privacy-hero-content {
        text-align: center;
    }

    .privacy-hero-actions {
        justify-content: center;
    }

    .privacy-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .privacy-page {
        padding: 100px 0 50px;
    }

    .privacy-hero-content h1 {
        font-size: clamp(1.7rem, 6vw, 2.3rem);
    }

    .privacy-hero-card,
    .privacy-card {
        padding: 24px 20px;
    }

    .privacy-block {
        padding: 18px;
    }

    .privacy-note {
        padding: 18px;
    }

    .privacy-hero-actions {
        flex-direction: column;
        align-items: stretch;
    }

    .privacy-hero-actions .btn {
        width: 100%;
        justify-content: center;
    }
}

@media (max-width: 480px) {
    .privacy-page {
        padding: 92px 0 40px;
    }

    .privacy-card {
        padding: 20px 16px;
    }

    .privacy-hero-card {
        padding: 18px 16px;
    }

    .privacy-block {
        padding: 16px;
    }

    .privacy-block li {
        font-size: 0.9rem;
    }

    .privacy-note p {
        font-size: 0.9rem;
    }
}

/* ============================================================
   RESPONSIVE — TABLET
   ============================================================ */
@media (max-width: 1024px) {
    :root {
        --section-py: 80px;
    }

    .hero-container {
        grid-template-columns: 1fr;
        gap: 60px;
        text-align: center;
    }

    .hero-content {
        display: flex;
        flex-direction: column;
        align-items: center;
    }

    .hero-desc {
        margin-left: auto;
        margin-right: auto;
    }

    .trust-badges {
        justify-content: center;
    }

    .hero-visual {
        order: -1;
    }

    .hero-image-wrapper {
        max-width: 420px;
    }

    .hero-img {
        height: 440px;
    }

    .bento-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .bento-large {
        grid-column: span 2;
    }

    .bento-large-h {
        grid-row: span 1;
    }

    .benefits-wrapper,
    .trust-wrapper {
        grid-template-columns: 1fr;
        gap: 52px;
    }

    .benefits-image-col {
        order: -1;
    }

    .trust-image-col {
        order: -1;
    }

    .trust-image-col {
        display: none;
    }

    .trust-wrapper {
        grid-template-columns: 1fr;
    }

    .trust-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .eligibility-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }

    .footer-brand {
        grid-column: span 2;
    }

    .faq-wrapper {
        grid-template-columns: 1fr;
    }

    .faq-cta-aside {
        display: none;
    }
}

/* ============================================================
   RESPONSIVE — MOBILE
   ============================================================ */
@media (max-width: 768px) {
    :root {
        --section-py: 64px;
    }

    /* Navbar mobile */
    .nav-menu {
        position: fixed;
        top: 0;
        right: -100%;
        bottom: 0;
        width: 100%;
        background: rgba(15, 23, 42, 0.98);
        backdrop-filter: blur(24px);
        flex-direction: column;
        align-items: center;
        padding: 40px 32px;
        gap: 20px;
        transition: right 0.4s cubic-bezier(0.4, 0, 0.2, 1);
        z-index: 1000;
        box-shadow: -8px 0 32px rgba(0, 0, 0, 0.3);
        height: 100vh;
    }

    .nav-menu.open {
        right: 0;
    }

    .mobile-menu-header {
        display: flex;
        width: 100%;
        justify-content: space-between;
        align-items: center;
        margin-bottom: 20px;
        padding-bottom: 20px;
        border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    }

    .mobile-menu-title {
        color: var(--white);
        font-size: 1.5rem;
        font-weight: 700;
    }

    .mobile-close-btn {
        background: rgba(255, 255, 255, 0.1);
        border: none;
        color: var(--white);
        width: 44px;
        height: 44px;
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        cursor: pointer;
        transition: var(--transition-fast);
    }

    .mobile-close-btn:active {
        background: rgba(255, 255, 255, 0.2);
    }

    .nav-link {
        font-size: 1.3rem;
        color: rgba(255, 255, 255, 0.85);
        width: 100%;
        padding: 16px;
        text-align: center;
        border-radius: var(--radius-lg);
    }

    .nav-link:hover {
        color: var(--accent);
        background: rgba(6, 182, 212, 0.08);
    }

    .hamburger {
        display: flex;
    }

    .btn-nav {
        display: none;
    }

    /* Hero */
    .hero {
        padding: 100px 0 64px;
        min-height: auto;
    }

    .hero-container {
        gap: 40px;
    }

    .hero-img {
        height: 320px;
    }

    .float-card-1 {
        display: none;
    }

    .float-card-2 {
        left: 0;
        bottom: 80px;
    }

    .float-card-3 {
        right: 0;
    }

    .hero-title {
        font-size: 2.2rem;
    }

    .hero-actions {
        flex-direction: column;
        width: 100%;
    }

    .hero-actions .btn {
        width: 100%;
        justify-content: center;
    }

    /* Stats */
    .stats-wrapper {
        flex-direction: row;
        gap: 10px;
        padding: 20px 15px;
        flex-wrap: wrap;
    }

    .stat-item {
        flex: 0 0 calc(50% - 10px);
        max-width: calc(50% - 10px);
        text-align: center;
        box-sizing: border-box;
        padding: 0;
    }

    .stat-divider {
        display: none;
    }

    .stat-label {
        font-size: 0.78rem;
    }

    .stat-symbol {
        font-size: 1rem;
    }

    /* Bento */
    .bento-grid {
        grid-template-columns: 1fr;
    }

    .bento-large {
        grid-column: span 1;
        text-align: center;
    }

    .bento-card {
        text-align: center;
    }

    .bento-icon {
        margin: 0 auto 20px;
    }


    /* Benefits */
    .benefits-float-stat {
        display: none;
    }

    .benefits-content-col.revealed {
        text-align: center;
    }

    p.section-desc {
        text-align: center !important;
    }

    .benefit-text {
        text-align: left;
    }

    /* Eligibility */
    .eligibility-grid {
        grid-template-columns: 1fr;
    }

    /* Process */
    .process-timeline {
        padding: 0;
    }

    .timeline-line,
    .timeline-line-fill {
        left: 26px;
        transform: none;
    }

    .process-step {
        flex-direction: column;
        align-items: flex-start;
        margin-bottom: 32px;
    }

    .step-connector {
        position: relative;
        left: 0;
        transform: none;
        margin-bottom: 16px;
    }

    .step-dot {
        width: 44px;
        height: 44px;
    }

    .step-card,
    .step-card-right,
    .step-card-left {
        width: 100%;
        margin: 0;
    }

    .step-card-right::before,
    .step-card-right::after,
    .step-card-left::before,
    .step-card-left::after {
        display: none;
    }

    /* Trust grid */
    .trust-grid {
        grid-template-columns: 1fr;
    }

    .trust-wrapper {
        text-align: center;
    }

    .trust-card-icon {
        margin: 0 auto 10px;
    }

    /* Testimonials */
    .testimonial-card {
        width: 300px;
        padding: 28px 24px;
    }

    /* Footer */
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .footer-brand {
        grid-column: span 1;
    }

    .footer-bottom {
        flex-direction: column;
        text-align: center;
        gap: 12px;
    }

    .footer-social {
        justify-content: center;
    }

    .footer-link {
        justify-content: center;

    }

    .footer-contact li {
        flex-direction: column;
        justify-content: center;
        align-items: center;
    }

    /* CTA */
    .cta-glass-card {
        padding: 52px 28px;
    }

    .cta-actions {
        flex-direction: column;
        width: 100%;
    }

    .cta-actions .btn-cta-primary,
    .cta-actions .btn-cta-outline {
        width: 100%;
        justify-content: center;
    }

    .back-to-top {
        bottom: 20px;
        right: 20px;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 1.9rem;
    }

    .section-title {
        font-size: 1.7rem;
    }

    .container {
        padding: 0 16px;
    }

    .stats-wrapper {
        border-radius: var(--radius-lg);
    }
}

/* ============================================================
   LOAN CALCULATOR SECTION
   ============================================================ */
.calculator {
    padding: var(--section-py) 0;
    background: var(--dark-mid);
    position: relative;
    overflow: hidden;
}

/* Blobs */
.calc-blob {
    position: absolute;
    border-radius: 50%;
    filter: blur(90px);
    animation: blobFloat 10s ease-in-out infinite;
    pointer-events: none;
}

.calc-blob-1 {
    width: 480px;
    height: 480px;
    background: radial-gradient(circle, rgba(37, 99, 235, 0.22) 0%, transparent 70%);
    top: -120px;
    left: -80px;
    animation-delay: 0s;
}

.calc-blob-2 {
    width: 380px;
    height: 380px;
    background: radial-gradient(circle, rgba(6, 182, 212, 0.18) 0%, transparent 70%);
    bottom: -80px;
    right: -60px;
    animation-delay: -5s;
}

/* Section header override for dark bg */
.calculator .section-tag {
    background: rgba(37, 99, 235, 0.15);
    border-color: rgba(37, 99, 235, 0.30);
    color: var(--accent);
}

.calculator .section-title {
    color: var(--white);
}

.calculator .section-desc {
    color: rgba(255, 255, 255, 0.55);
}

/* ── Wrapper grid ── */
.calc-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
    align-items: flex-start;
    position: relative;
    z-index: 2;
}

/* ── Left glass card ── */
.calc-glass-card {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.10);
    border-radius: var(--radius-xl);
    padding: 36px 32px;
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
}

.calc-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 32px;
    color: var(--white);
    font-size: 1rem;
    font-weight: 700;
    letter-spacing: -0.01em;
}

.calc-header-icon {
    width: 40px;
    height: 40px;
    background: var(--grad-primary);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    flex-shrink: 0;
    box-shadow: 0 4px 16px rgba(37, 99, 235, 0.40);
}

/* ── Each slider field ── */
.calc-field {
    margin-bottom: 30px;
}

.calc-field:last-child {
    margin-bottom: 0;
}

.calc-field-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 14px;
}

.calc-label {
    font-size: 0.88rem;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.65);
    cursor: default;
}

.calc-value-chip {
    background: var(--grad-primary);
    border-radius: var(--radius-full);
    padding: 5px 16px;
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--white);
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.35);
    min-width: 110px;
    text-align: center;
    transition: transform 0.15s ease;
}

/* Slider track wrapper */
.slider-track-wrap {
    position: relative;
    height: 6px;
    background: rgba(255, 255, 255, 0.10);
    border-radius: 3px;
    cursor: pointer;
    margin-bottom: 10px;
}

.slider-fill {
    position: absolute;
    left: 0;
    top: 0;
    height: 100%;
    background: var(--grad-glow);
    border-radius: 3px;
    pointer-events: none;
    transition: width 0.1s ease;
}

/* Native range input — invisible, sits on top */
.calc-slider {
    position: absolute;
    top: 50%;
    left: 0;
    width: 100%;
    height: 100%;
    transform: translateY(-50%);
    opacity: 0;
    cursor: pointer;
    margin: 0;
    z-index: 2;
}

/* Custom styled thumb (visible layer) */
.slider-track-wrap::after {
    content: '';
    position: absolute;
    top: 50%;
    transform: translate(-50%, -50%);
    width: 20px;
    height: 20px;
    background: var(--white);
    border: 3px solid var(--secondary);
    border-radius: 50%;
    pointer-events: none;
    box-shadow: 0 2px 12px rgba(37, 99, 235, 0.45);
    transition: left 0.1s ease, transform 0.15s ease;
    z-index: 1;
    left: var(--thumb-pos, 0%);
}

.slider-track-wrap:hover::after {
    transform: translate(-50%, -50%) scale(1.2);
}

.slider-minmax {
    display: flex;
    justify-content: space-between;
    font-size: 0.72rem;
    color: rgba(255, 255, 255, 0.35);
    font-weight: 500;
    margin-top: 4px;
}

/* ── Right Result Panel ── */
.calc-result {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

/* EMI Card */
.calc-emi-card {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.10);
    border-radius: var(--radius-xl);
    padding: 28px 28px;
    backdrop-filter: blur(12px);
    text-align: center;
}

.calc-emi-label {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--accent);
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 8px;
}

.calc-emi-amount {
    font-size: clamp(2rem, 3vw, 3rem);
    font-weight: 900;
    color: var(--white);
    letter-spacing: 0.04em;
    line-height: 1;
    margin-bottom: 8px;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.calc-emi-amount.pulse {
    transform: scale(1.04);
}

.calc-emi-sub {
    font-size: 0.80rem;
    color: rgba(255, 255, 255, 0.40);
    margin-bottom: 15px;
}

/* Breakdown list */
.calc-breakdown {
    display: flex;
    flex-direction: column;
    gap: 8px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 15px;
}

.calc-break-item {
    display: flex;
    align-items: center;
    gap: 12px;
}

.calc-break-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    flex-shrink: 0;
}

.calc-break-dot-primary {
    background: var(--secondary);
    box-shadow: 0 0 8px rgba(37, 99, 235, 0.60);
}

.calc-break-dot-accent {
    background: var(--accent);
    box-shadow: 0 0 8px rgba(6, 182, 212, 0.60);
}

.calc-break-dot-success {
    background: var(--success);
    box-shadow: 0 0 8px rgba(20, 184, 166, 0.60);
}

.calc-break-info {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex: 1;
}

.calc-break-label {
    font-size: 0.84rem;
    color: rgba(255, 255, 255, 0.55);
    font-weight: 500;
}

.calc-break-value {
    font-size: 0.92rem;
    font-weight: 700;
    color: var(--white);
    transition: all 0.3s ease;
}

/* Donut chart wrapper */
.calc-donut-wrap {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 28px;
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--radius-xl);
    padding: 28px 24px;
}

.calc-donut {
    width: 140px;
    height: 140px;
    flex-shrink: 0;
    filter: drop-shadow(0 0 16px rgba(37, 99, 235, 0.25));
}

.donut-legend {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.donut-legend-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.84rem;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.65);
}

.legend-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    flex-shrink: 0;
}

/* Calculator CTA button */
.calc-cta-btn {
    width: 100%;
    justify-content: center;
    padding: 16px 28px;
    font-size: 0.95rem;
    letter-spacing: 0.01em;
}

/* Disclaimer */
.calc-disclaimer {
    font-size: 0.74rem;
    color: rgba(255, 255, 255, 0.30);
    text-align: center;
    line-height: 1.6;
    padding: 0 8px;
}

/* ── Responsive Tablet ── */
@media (max-width: 1024px) {
    .calc-wrapper {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .benefits-image-col {
        position: static
    }
}

/* ── Responsive Mobile ── */
@media (max-width: 768px) {
    .calc-glass-card {
        padding: 28px 20px;
    }

    .calc-emi-card {
        padding: 20px 20px;
    }

    .calc-donut-wrap {
        flex-direction: column;
        gap: 20px;
        padding: 24px 20px;
    }

    .donut-legend {
        flex-direction: row;
        gap: 20px;
    }

    .calc-emi-amount {
        font-size: 2.2rem;
    }

    .calc-value-chip {
        min-width: 90px;
        font-size: 0.82rem;
    }

    .footer {
        text-align: center;
        padding: 30px 0 0;
    }

    .footer-logo {
        justify-content: center;

    }

    .footer-brand-desc {
        margin: 0 auto 24px;
    }

}

@media (max-width: 480px) {
    .calc-emi-amount {
        font-size: 1.9rem;
    }

    .calc-header {
        font-size: 0.92rem;
    }
}